Frugal Living For DummiesFeel like youre trying to dig out from under a mountain of debt without a shovel? Tired of working your tail off just to break even? Is the high cost of living taking all the joy out of life? Unless youre one of the top two percent of wealthiest Americans, all of the above should sound painfully familiar. While they're trying to decide between the ski lodge in Telluride and the Tuscan villa, for the rest of us, its an endless litany of corporate lay