The Money MentorIn December 2018, Santis OGarro found herself in a dire situation: a newly single mother in 15k of debt, with bills mounting and no one to turn to for help. Something had to change. The only option was to face her bad financial habits so she could get out of debt and fast. A year later, she had not only eradicated her debt, but was also financially secure enough to quit her job and pursue a new career. Here, she shows you how to change your money